Finerz • Private mobile beta 2026
Take control of your disposable income, subscriptions and upcoming debits.
Connect your accounts. Finerz calculates your disposable income and spots subscriptions, hidden fees and loans.
Instant view of recurring budgetBridge-based bank connectionAlerts before upcoming debitsOne-click account and connection control
Coming soon
Product
A mobile product built for decisions, not decoration
You see key numbers first. Then Finerz calculates your disposable income and the money lost in avoidable spending so you can save right away.
Subscription view
Monthly total, yearly cost, potentially wasted money and priority categories.
- Automatic subscription detection
- Hidden fee alerts
- Estimate of money wasted each month
Calendar projection
You see heavy upcoming days before they hit your account.
- Month-by-month view
- Debit spikes visible in advance
- Clear reading of risky days
Account control
Linked accounts, consolidated flows and calculated disposable income to decide faster.
- Accounts synced in one place
- Transactions grouped automatically
- Real-time disposable income
Security layer
Bridge + Supabase + compliance standards, shown without useless jargon.
- Bank connection via Bridge
- Secure authentication with Supabase
- ACPR and PSD2 standards respected
Trust
You understand what is happening before you get charged
Inside Finerz, you clearly see where your money goes, your disposable income, and the priority actions to save more.
Before
Unexpected debits, forgotten subscriptions, no clear view of the month ahead.
With Finerz
Consolidated monthly view, useful alerts and fast decisions on recurring costs.
Bridge (France) supervised by ACPRPSD2 compliance (AISP/PISP)Bank linking through a dedicated flowTLS 1.2+ and AES-256 encryptionPublic bug bounty programGDPR complianceSupabase Auth SOC 2 Type IIOne-click connection removalBridge (France) supervised by ACPRPSD2 compliance (AISP/PISP)Bank linking through a dedicated flowTLS 1.2+ and AES-256 encryptionPublic bug bounty programGDPR complianceSupabase Auth SOC 2 Type IIOne-click connection removal
App preview
Core features inside the Finerz mobile app
The screens below show the real product features, using images taken from the app currently in development.
Manage accounts, transactions and manual additions too
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My accounts
Manage your bank accounts in one place
Consolidated view of accounts, balances and transactions. You centralize everything without juggling multiple apps, and you can add or remove a bank link in one tap.
- Accounts grouped on a single screen
- Balances and movements readable at a glance
- Add a bank link in one tap
- Remove a bank link in one tap
- Consolidated view to decide faster
- Transaction analysis without leaving the app
Calendar view, badges and guided bank linking
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Calendar view
See subscriptions in calendar view
You immediately spot heavy days, debit peaks, and you can browse past and upcoming months in calendar format.
- Clear monthly view of debits
- Browse past and future months in calendar view
- Busy days visible before they happen
- Anticipate debit peaks
- Calendar readable in one glance
- Prepare upcoming outflows before the real date
Continuous visual financial analysis
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Dashboard
Instant monthly dashboard
You immediately see disposable income, outflows, subscription weight and key metrics without complex interpretation.
- Disposable income shown instantly
- Subscription weight clearly visible
- Key metrics ready for action
- Clean dashboard view to arbitrate quickly
- Transaction view as soon as you open the app
How it works
Guided connection
You link your accounts through a dedicated banking flow without exposing your bank password to Finerz.
Automatic analysis
The engine spots subscriptions, recurring charges and upcoming debit dates to watch.
Immediate action
You decide what to keep, remove hidden costs and anticipate next month faster.
Tools available right now
These web calculators are independent from the mobile app. They help you quickly estimate your budget, disposable income, loan payment and the real cost of your subscriptions.
- 4 free web calculators: loan, disposable income, subscription cost and monthly budget
- Know in seconds whether your monthly budget really holds
- Spot where to save faster to keep more disposable income
Same UX standards as the app: readable results, no friction and no blocking fields.
Pricing
Simple pricing. Zero surprises.
Start on Free to manage subscriptions manually, then switch to Premium to unlock unlimited bank connections and advanced detection for hidden fees, loans and subscriptions.
Monthly billing
Free
The essentials to manage subscriptions manually, without bank linking.
€0/month
- Manual subscription entry
- Manual monthly and yearly tracking
- Simple view of recurring expenses
- Bank connection
- Unlimited bank connections
- Hidden fee, loan and subscription detection
Premium
The full offer to connect your banks without limits and automatically detect recurring charges worth watching.
€9.99
€8.99/month
-10% founder code
- Everything in Free
- Unlimited Bridge bank connections
- Hidden fee detection
- Loan detection
- Monthly and yearly subscription detection
- Automatic recurring spend analysis
Security
Bank data security, explained simply
No useless jargon: you clearly see the safeguards before connecting your bank.
In plain terms for you
- Finerz does not store your final bank credentials.
- You never give your bank password to Finerz.
- You can remove a bank connection whenever you want.
- You can delete your account directly in the app.
Bridge compliance framework + stack
- Bridge is licensed as a payment institution under ACPR supervision.
- PSD2 compliant for AISP and PISP.
- TLS 1.2+, AES-256, external audits and a public bug bounty program.
- Supabase authentication: SOC 2 Type II compliant.
- Bank data
- Final credentials not stored
- Bridge compliance
- ACPR + PSD2 (AISP/PISP)
- Encryption
- TLS 1.2+ and AES-256
- Auth infra
- Supabase SOC 2 Type II
Known compatible banks
Sample of popular banks. Bridge is PSD2 licensed and can link 200+ banks; actual coverage depends on account type and live verification during connection.
Official sources: Bridge security and compliance, Bridge PSD2 licensing, Supabase Security.
About
Finerz, a mobile app built for everyday consumers
Finerz was built to help you quickly understand where your money goes and act at the right moment to take control of your budget.
What Finerz is
A project carried by a solo founder, with a mobile app that makes recurring spending readable and actionable.
Who it's for
For everyday consumers: students, professionals, couples and households.
What makes it different
Clear view, calculated disposable income and fast high-impact actions.
Trust
Bridge connection, stronger security and clear compliance without jargon.
Business contact
support@finerz.app
Priority founder access
Join the private Finerz waitlist
Platform + email, and you get priority access at mobile launch with your founder bonus.
Priority iOS/Android beta access
Launch email sent first
Founder -10% discount code
Launch offer
-10%
Founder code sent at signup, then sent again at launch.
FAQ
Quick FAQ
What exactly does the -10% apply to?
People on the waitlist receive a launch code giving them 10% off the Finerz subscription when the product officially launches.
Are both iOS and Android covered?
Yes. The waitlist collects your platform so we can send the right download link as soon as it is available.
How does Finerz secure bank linking?
Finerz uses Bridge Connect for bank linking and does not store your final bank credentials. You can remove a connection or your account at any time from the app.
Can I connect unlimited bank accounts?
Yes. With the paid Finerz plan, you can connect unlimited bank accounts.
How often is bank data updated after linking?
Once the connection is active, Bridge refreshes bank data about once per day.